Disclaimers of Pictet Group

Pictet Geneva

Banque Pictet & Cie SA (hereinafter the “Bank“) does not guarantee that the data contained in this report (hereinafter the "Data") are complete, accurate, or free of errors or omissions. The Bank is not liable for this report under any circumstances.

Past performance must not be considered an indicator or guarantee of future performance. The evaluation of the securities and other instruments in this report is based on rates taken from the customary sources of financial information (hereinafter the “Data Providers“) and may be updated without notice. The Data Providers do not guarantee the adequacy, accuracy, timeliness or completeness of their data and information (hereinafter the “Third Party Data“). The Data Providers do not make any representation regarding the advisability of any investment and do not sponsor, promote, issue, sell or otherwise recommend or endorse any investment.

The Third Party Data used for the present report is provided on an “as is“ basis and all warranties, including without limitation, the implied warranties of merchantability and fitness for a particular purpose are excluded by the Data Providers. In no event shall the Data Providers, and any of its affiliates or any other person involved in or related to compiling, computing or creating the Third Party Data be liable for any damages relating to the Third Party Data, including, without limitation, damages resulting from any use of or reliance on the Third Party Data.

The Data can only be read and/or used by the person to whom they are addressed. The Bank is not liable for the use, transmission or exploitation of the Data. Therefore, any form of reproduction, copying, disclosure, modification and/or publication of the Data is under the sole liability of the addressee of this report, and no liability whatsoever will be incurred by the Bank. The addressee of this report agrees to comply with the applicable laws and regulations in the jurisdictions where they use the Data.

Pursuant to the Bank's General Business Conditions, the addressee of this report must report any inaccuracy or error within 30 days following receipt of this report.

Pictet Luxembourg

Bank Pictet & Cie (Europe) AG, Succursale de Luxembourg, (hereinafter the "Bank") does not guarantee that the data contained in this report (hereinafter the "Data") are complete, accurate, or free of errors or omissions. The Bank is not liable for this report under any circumstances.

Past performance must not be considered an indicator or guarantee of future performance. The evaluation of the securities and other instruments in this report is based on rates taken from the customary sources of financial information (hereinafter the “Data Providers”) and may be updated without notice. The Data Providers do not guarantee the adequacy, accuracy, timeliness or completeness of their data and information (hereinafter the “Third Party Data”). The Data Providers do not make any representation regarding the advisability of any investment and do not sponsor, promote, issue, sell or otherwise recommend or endorse any investment.

The Third Party Data used for the present report is provided on an “as is” basis and all warranties, including without limitation, the implied warranties of merchantability and fitness for a particular purpose are excluded by the Data Providers. In no event shall the Data Providers, and any of its affiliates or any other person involved in or related to compiling, computing or creating the Third Party Data be liable for any damages relating to the Third Party Data, including, without limitation, damages resulting from any use of or reliance on the Third Party Data.

The Data can only be read and/or used by the person to whom they are addressed. The Bank is not liable for the use, transmission or exploitation of the Data. Therefore, any form of reproduction, copying, disclosure, modification and/or publication of the Data is under the sole liability of the addressee of this report, and no liability whatsoever will be incurred by the Bank. The addressee of this report agrees to comply with the applicable laws and regulations in the jurisdictions where they use the Data.

Pursuant to the Bank's General Business Conditions, the addressee of this report must report any inaccuracy or error within 30 days following receipt of this report.

Pictet Germany

Bank Pictet & Cie (Europe) AG (hereinafter the "Bank") does not guarantee that the data contained in this report (hereinafter the "Data") are complete, accurate, or free of errors or omissions. The Bank is not liable for this report under any circumstances.

Past performance must not be considered an indicator or guarantee of future performance. The evaluation of the securities and other instruments in this report is based on rates taken from the customary sources of financial information (hereinafter the “Data Providers”) and may be updated without notice. The Data Providers do not guarantee the adequacy, accuracy, timeliness or completeness of their data and information (hereinafter the “Third Party Data”). The Data Providers do not make any representation regarding the advisability of any investment and do not sponsor, promote, issue, sell or otherwise recommend or endorse any investment.

The Third Party Data used for the present report is provided on an “as is” basis and all warranties, including without limitation, the implied warranties of merchantability and fitness for a particular purpose are excluded by the Data Providers. In no event shall the Data Providers, and any of its affiliates or any other person involved in or related to compiling, computing or creating the Third Party Data be liable for any damages relating to the Third Party Data, including, without limitation, damages resulting from any use of or reliance on the Third Party Data.

The Data can only be read and/or used by the person to whom they are addressed. The Bank is not liable for the use, transmission or exploitation of the Data. Therefore, any form of reproduction, copying, disclosure, modification and/or publication of the Data is under the sole liability of the addressee of this report, and no liability whatsoever will be incurred by the Bank. The addressee of this report agrees to comply with the applicable laws and regulations in the jurisdictions where they use the Data.

Pursuant to the Bank's General Business Conditions, the addressee of this report must report any inaccuracy or error immediately following receipt of this report.

Important notice
The deposits are eligible for compensation in accordance with EU directives 94/19 / EU and 97/9 / EU. Further information can be found in the information sheet.

Pictet France

Bank Pictet & Cie (Europe) AG, Succursale de Paris, (hereinafter the “Bank”) does not guarantee that the data contained in this report (hereinafter the “Data”) are complete, accurate, or free of errors or omissions. The Bank is not liable for this report under any circumstances.

Past performance must not be considered an indicator or guarantee of future performance. The evaluation of the securities and other instruments in this report is based on rates taken from the customary sources of financial information (hereinafter the “Data Providers”) and may be updated without notice. The Data Providers do not guarantee the adequacy, accuracy, timeliness or completeness of their data and information (hereinafter the “Third Party Data”). The Data Providers do not make any representation regarding the advisability of any investment and do not sponsor, promote, issue, sell or otherwise recommend or endorse any investment.

The Third Party Data used for the present report is provided on an “as is” basis and all warranties, including without limitation, the implied warranties of merchantability and fitness for a particular purpose are excluded by the Data Providers. In no event shall the Data Providers, and any of its affiliates or any other person involved in or related to compiling, computing or creating the Third Party Data be liable for any damages relating to the Third Party Data, including, without limitation, damages resulting from any use of or reliance on the Third Party Data.

The Data can only be read and/or used by the person to whom they are addressed. The Bank is not liable for the use, transmission or exploitation of the Data. Therefore, any form of reproduction, copying, disclosure, modification and/or publication of the Data is under the sole liability of the addressee of this report, and no liability whatsoever will be incurred by the Bank. The addressee of this report agrees to comply with the applicable laws and regulations in the jurisdictions where they use the Data.

Pursuant to the Bank’s General Business Conditions, the addressee of this report must report any inaccuracy or error within 30 days following receipt of this report.

Pictet Great Britain

Bank Pictet & Cie (Europe) AG, London Branch, (hereinafter the “Bank”) does not guarantee that the information contained in this report (hereinafter the “Data”) is complete, accurate, or free of errors or omissions. This report is provided to you for information purposes only. The Bank is not liable for any loss or damage arising out of a person’s use of, or reliance on, the Data.

Past performance must not be considered an indicator or guarantee of future performance. The evaluation of the securities and other instruments in this report is based on rates taken from the customary sources of financial information (hereinafter the “Data Providers“) and may be updated without notice. The Data Providers do not guarantee the adequacy, accuracy, timeliness or completeness of their data and information (hereinafter the “Third Party Data”). The Data Providers do not make any representation regarding the advisability of any investment and do not sponsor, promote, issue, sell or otherwise recommend or endorse any investment.

The Third Party Data used for the present report is provided on an “as is” basis and all warranties, including without limitation, the implied warranties of merchantability and fitness for a particular purpose are excluded by the Data Providers. In no event shall the Data Providers, and any of its affiliates or any other person involved in or related to compiling, computing or creating the Third Party Data be liable for any damages relating to the Third Party Data, including, without limitation, damages resulting from any use of or reliance on the Third Party Data.

The Data can only be read and/or used by the person to whom they are addressed. The Bank is not liable for the use, transmission or exploitation of the Data. Therefore, any form of reproduction, copying, disclosure, modification and/or publication of the Data is under the sole liability of the addressee of this report, and no liability whatsoever will be incurred by the Bank. The addressee of this report agrees to comply with the applicable laws and regulations in the jurisdictions where they use the Data.

Pursuant to the Bank’s General Business Conditions, the addressee of this report must report any inaccuracy or error within 30 days following receipt of this report.

Pictet Spain

Bank Pictet & Cie (Europe) AG, Sucursal en España, (hereinafter the “Bank”) does not guarantee that the data contained in this report (hereinafter the “Data”) are complete, accurate, or free of errors or omissions. The Bank is not liable for this report under any circumstances.

Past performance must not be considered an indicator or guarantee of future performance. The evaluation of the securities and other instruments in this report is based on rates taken from the customary sources of financial information (hereinafter the “Data Providers”) and may be updated without notice. The Data Providers do not guarantee the adequacy, accuracy, timeliness or completeness of their data and information (hereinafter the “Third Party Data”). The Data Providers do not make any representation regarding the advisability of any investment and do not sponsor, promote, issue, sell or otherwise recommend or endorse any investment.

The Third Party Data used for the present report is provided on an “as is” basis and all warranties, including without limitation, the implied warranties of merchantability and fitness for a particular purpose are excluded by the Data Providers. In no event shall the Data Providers, and any of its affiliates or any other person involved in or related to compiling, computing or creating the Third Party Data be liable for any damages relating to the Third Party Data, including, without limitation, damages resulting from any use of or reliance on the Third Party Data.

The Data can only be read and/or used by the person to whom they are addressed. The Bank is not liable for the use, transmission or exploitation of the Data. Therefore, any form of reproduction, copying, disclosure, modification and/or publication of the Data is under the sole liability of the addressee of this report, and no liability whatsoever will be incurred by the Bank. The addressee of this report agrees to comply with the applicable laws and regulations in the jurisdictions where they use the Data.

Pursuant to the Bank’s General Business Conditions, the addressee of this report must report any inaccuracy or error within 30 days following receipt of this report.

Pictet Singapore

Bank Pictet & Cie (Asia) Ltd (hereinafter the “Bank”) does not guarantee that the data (hereinafter the “Data”) contained in this Financial Statement (hereinafter the “Financial Statement”) is complete, accurate or free of errors or omissions. The Bank is not liable for this Financial Statement under any circumstances. The content of this Financial Statement is provided for information only and is not legally binding on the Bank. This Financial Statement does not constitute an admission of debt.

Past performance must not be considered an indicator or guarantee of future performance. The valuation of the securities and other assets or instruments in this Financial Statement is based on rates taken from the customary sources of financial information (hereinafter the “Data Providers”) and may be updated without notice. Where a market price is unavailable, other price indications (including but not limited to the actual cost price) may be reflected. The prices quoted do not necessarily reflect realisable values. In addition, values for tax purposes may be different from those indicated. This valuation is provided for information only and is not legally binding on the Bank.

The Data Providers do not guarantee the adequacy, accuracy, timeliness or completeness of their data and information (hereinafter the “Third Party Data”). The Data Providers do not make any representation regarding the advisability of any investment and do not sponsor, promote, issue, sell or otherwise recommend or endorse any investment. The Third Party Data used for this Financial Statement is provided on an “as is” basis and all warranties, including without limitation, the implied warranties of merchantability and fitness for a particular purpose are excluded by the Data Providers. In no event shall the Data Providers, and any of its affiliates or any other person involved in or related to compiling, computing or creating the Third Party Data, be liable for any damages relating to the Third Party Data, including, without limitation, damages resulting from any use of or reliance on the Third Party Data.

The Data can only be read and/or used by the person to whom this Financial Statement is addressed. The Bank is not liable for the use, transmission or exploitation of the Data. Therefore, any form of reproduction, copying, disclosure, modification and/or publication of the Data is under the sole liability of the addressee of this Financial Statement, and no liability whatsoever will be incurred by the Bank. The addressee of this Financial Statement agrees to comply with the applicable laws and regulations in the jurisdictions where such addressee uses the Data.

In accordance with the Bank‘s General Business Conditions, the client of the Bank must notify the Bank of any inaccuracy, discrepancy or error within the relevant notice period as set out in the Bank’s General Business Conditions. 

The Bank is a merchant bank incorporated in the Republic of Singapore under registration number 199508227D, with its place of business at 10 Marina Blvd #22-01 Tower 2 Marina Bay Financial Centre, Singapore 018983. It operates within the framework of regulations set out from time to time by the Monetary Authority of Singapore (hereinafter the “MAS”).

The Bank has obtained an exemption from the MAS under section 100(2) of the Financial Advisers Act (“FAA”) for the provision of financial advisory services to High Net Worth Individuals (as defined in the MAS Guidelines on Exemption for Specialised Units Serving High Net Worth individuals (FAA-G07)) and is exempted from the requirements of sections 25, 27, 28 and 36 of the FAA, the MAS Notice on Recommendations on Investment Products (FAA-N16), MAS Notice on Appointment and Use of Introducers by Financial Advisers (FAA-N02), MAS Notice on Information to Clients and Product Information Disclosure (FAA-N03) and MAS Notice on Minimum Entry and Examination Requirements for  Representatives of Licensed Financial Advisers and Exempt Financial Advisers (FAA-N13).

Valid without signature.

Pictet Hong Kong

Where this report is a summary of your portfolio as at the specified date which has been prepared for your reference and information only and to facilitate discussion with your Relationship Manager, certain tailored changes to its original form and substance may have been made on an ad hoc basis in accordance with your preferences or specific requests. It is not a legally binding document. Banque Pictet & Cie SA, Hong Kong Branch (hereinafter the “Bank”) does not guarantee that its data are complete, accurate, or free of errors or omissions and shall not be liable therefor under any circumstances. Where this or another report is your official bank statement, it (together with the relevant transaction advice(s)) shall provide you with an accurate, current and complete record of your account and transaction(s). For the avoidance of doubt, the official bank statement(s) and transaction advice(s) shall prevail in the event of any inconsistency or discrepancy with other reports.

Past performance must not be considered an indicator or guarantee of future performance. The valuation of the securities and other assets or instruments in this report is based on rates taken from the customary sources of financial information (hereinafter the “Data Providers”) and may be updated without notice. Where a market price is unavailable, other price indications (including but not limited to the actual cost price) may be reflected. The prices quoted do not necessarily reflect realisable values. In addition, values for tax purposes may be different from those indicated.

The Data Providers do not guarantee the adequacy, accuracy, timeliness or completeness of their data and information (hereinafter the “Third Party Data”). The Data Providers do not make any representation regarding the advisability of any investment and do not sponsor, promote, issue, sell or otherwise recommend or endorse any investment.

The Third Party Data used for the present report is provided on an “as is” basis and all warranties, including without limitation, the implied warranties of merchantability and fitness for a particular purpose are excluded by the Data Providers. In no event shall the Data Providers, and any of its affiliates or any other person involved in or related to compiling, computing or creating the Third Party Data be liable for any damages relating to the Third Party Data, including, without limitation, damages resulting from any use of or reliance on the Third Party Data.

The data contained in this report can only be read and/or used by the person to whom this report is addressed. The Bank is not liable for the use, transmission or exploitation of the data. Therefore, any form of reproduction, copying, disclosure, modification and/or publication of the data is under the sole liability of the addressee of this report, and no liability whatsoever will be incurred by the Bank. The addressee of this report agrees to comply with the applicable laws and regulations in the jurisdictions where such addressee uses the data.

Pursuant to the Bank’s General Business Conditions, the Client must notify the Bank of any inaccuracy, discrepancy or error within the relevant notice period as set out in the General Business Conditions.

Banque Pictet & Cie SA is a limited liability company incorporated in Switzerland.

It is an authorised institution within the meaning of the Banking Ordinance (Cap. 155 of the Laws of Hong Kong) and a registered institution (CE Number: BMG891) under the Securities and Futures Ordinance (Cap. 571 of the Laws of Hong Kong) carrying on Type 1 (dealing in securities), Type 4 (advising on securities) and Type 9 (asset management) regulated activities.

The registered address of Banque Pictet & Cie SA, Hong Kong Branch, is 9/F Chater House, 8 Connaught Road Central, Hong Kong.

Pictet Bahamas

Pictet Bank & Trust Limited (hereinafter the “Bank”) does not guarantee that the data contained in this report (hereinafter the “Data”) are complete, accurate, or free of errors or omissions. The Bank is not liable for this report under any circumstances.

Past performance must not be considered an indicator or guarantee of future performance. The evaluation of the securities and other instruments in this report is based on rates taken from the customary sources of financial information (hereinafter the “Data Providers”) and may be updated without notice. The Data Providers do not guarantee the adequacy, accuracy, timeliness or completeness of their data and information (hereinafter the “Third Party Data”). The Data Providers do not make any representation regarding the advisability of any investment and do not sponsor, promote, issue, sell or otherwise recommend or endorse any investment.

The Third Party Data used for the present report is provided on an “as is” basis and all warranties, including without limitation, the implied warranties of merchantability and fitness for a particular purpose are excluded by the Data Providers. In no event shall the Data Providers, and any of its affiliates or any other person involved in or related to compiling, computing or creating the Third Party Data be liable for any damages relating to the Third Party Data, including, without limitation, damages resulting from any use of or reliance on the Third Party Data.

The Data can only be read and/or used by the person to whom they are addressed. The Bank is not liable for the use, transmission or exploitation of the Data. Therefore, any form of reproduction, copying, disclosure, modification and/or publication of the Data is under the sole liability of the addressee of this report, and no liability whatsoever will be incurred by the Bank. The addressee of this report agrees to comply with the applicable laws and regulations in the jurisdictions where they use the Data.

Pursuant to the Bank’s General Business Conditions, the addressee of this report must report any inaccuracy or error within 30 days following receipt of this report.